Chapter IV
Chapter IV
Feudal England
Revision Questions
?Who built the Hadrian’s Wall ?For what purpose?
?Who brought Christianity to England?
?King Alfred the Great is called “the
father .”
?King Edward the Confessor is remembered for his building of .
?William the Conqueror had a book
named .compiled, which is considered his greatest achievement.
?Major Events:
?1337-1453 The Hundred Years’ War
?1348-1350 Black Death
?1381 Wat Tyler’s uprising
?1455-1485 Wars of the Roses
?1485-1603 House of Tudor
?1533 The Church of England began its own journey
?1553 Mary re-established Catholicism in England
?1558 Elizabeth ascended the throne
?1625 Charles I came to the throne
?1640 “Short Parliament” was summoned
?1640-1653 “Long Parliament’
?1642-1646 the First Civil War
?1648 the Second Civil War
?1660 the Restoration of the Stuart
?1688 the “Glorious Revolution”
Henry II
?Henry II enlarged English monarchy
?Expanded the power of the royal courts & king’s power/increased # of criminal cases tried on the king’s court
?Common law replaced law codes across the kingdom ?Tried to control Church but failed
?Thomas Beckett, archbishop of Canterbury said only Roman Catholic Church could try clergy
?Four knights murdered Beckett, Henry was outraged & backed down
Magna Carta
?English nobles resented the growth of the king’s power/ rebellion was raised against King John
?1215, King John was forced to put his seal on the Magna Carta
?Magna Carta = feudal document, written recognition that the power of the king was limited
?13th century, under Edward I = English parliament emerged
?Parliament = 2 knights from every county, 2 people from every town, and all the bishops & nobles throughout England
English Parliament
?Eventually 2 houses were formed
?Nobles & church lords formed = House of the Lords ?Knights & townspeoples = House of Commons ?Parliaments granted taxes & passed laws
House of Norman
King William I the Conqueror "征服王"
King William II Rufus "红毛王"
King Henry I Well-Educated, Beauclerc "儒雅王"
Rufus stone
?Henry I
I. Consolidation of Monarchy
?Henry I: last of true Norman kings
administrative & judicial reform
Keep the peace & civil war
Matilda & Stephen
House of Plantagenet
?亨利二世 King Henry II Curtmantle "短斗篷王"
?理查一世 King Richard I Coeur de Lion "狮心王"
?约翰 King John Lackland "无地王"
?亨利三世 King Henry III
?爱德华一世 King Edward I Long Shank"长脚王"
?爱德华二世 King Edward II
?爱德华三世 King Edward III
?理查二世 King Richard II
?Henry II
?Henry II
Henry II (r.1154-1189 )
first monarch of the house of Anjou, or Plantagenet, an important administrative reformer, who was one of the most powerful European rulers of his time.
?Eleanor of Aquitaine
–first married to France’s King Louis VII
–joined Second Crusade
?wore armor and rode horse with other Crusaders
–she ended marriage to Louis VII
–married England’s King Henry II
–8 children
2. Henry II
Rapid progress in arts, skilled trade, commerce and agriculture: language & free travel
Special tax instead of knights
reform of the courts & law eg. “itinerant justices”“common law”
jury system
Thomas Becket
Oxford University 1162
reform of the courts & law
?Henry's judicial reforms were of lasting significance. In England he established a centralized system of justice accessible to all freemen and administered by judges who traveled around the country at regular intervals (itinerant justices & common law). He also began the process of replacing the old trial by ordeal with modern court procedures (jury system).
Thomas à Becket
Thomas à Becket
Development of England and France
?Eleanor of Aquitaine
–first married to France’s King Louis VII
–joined Second Crusade
?wore armor and rode horse with other Crusaders
–she ended marriage to Louis VII
–married England’s King Henry II
–8 children
?Richard (“the Lion-Hearted”)
?John
–spurred several sons to overthrow Henry II
–revolt failed
–15 years in prison
Richard I (Lionheart) John I
Muslim Conquest
?In the seventh century, Muslims conquered Palestine. ?Initially, the Muslim conquerors allowed Jews and Christians to freely enter the Holy Land.
?As time passed, some Muslim rulers were less tolerant.
The Third Crusade
?Richard had possessed superior brilliance, courage, and knowledge of the military art, but Saladin’s moderation, patience, and justice had carried the day
?The relative unity and fidelity of the Moslems had once again triumphed over the Christians’ divisions and disloyalties
King John and the Magna Carta
Problem Number 1
He quarrelled with the Pope about how to run the Church. From 1208 until 1213, the Pope banned all church services in England and English people feared that they would all go to HELL! Some Church leaders blamed John for the trouble.
Problem Number 2
John went to war twice against the French king. His army was badly beaten both times. He lost almost all the land that his father had gained in France!
Problem Number 3
John raised taxes in England to pay for the wars. This upset his BARONS! He ordered them to pay far more tax than earlier kings had done!
II. The Great Charter &
the Beginning of Parliament
1. King John: “King of Lackland” 1215
“Magna Carta” (Great Charter)
2. significance of the “Charter”
(1) express the principle of limited government
(2) forward the idea that the king was bound by the law of the land
(3) regarded as the basis of English liberties
The Magna Carta
The document limited the power of the English monarchy and granted rights to John’s vassals. Many English legal traditions, including the right to trial by jury and equal access to courts for all citizens, had their origins in the Magna Carta.
?It remains a major document in the history of individual liberty. The document establishes the principle that no person, not even the king, is above the law. More specifically, this means that the government must follow its own laws in its dealings with its citizens, just as citizens must obey the law in their dealings with other citizens.
Contents of the Great Charter
Great Charter was signed by King John in 1215 under the press of the barons. It consists of sixty-three clauses. Its important provisions are as follows: (1) no tax should be made without the approval of the Grand Council; (2) no freemen should be arrested, imprisoned or deprived of their property;
(3) the Church should possess all its rights, together with freedom of elections; (4) London and other towns should retain their traditional rights and privileges, and (5) there should be the same weights and measures throughout the country.
II. The Great Charter &
the Beginning of Parliament
3. Simon de Montfort
Great Council --- Parliament (1265)
4. Edward I
(1) parliament (1295): Model Parliament
(2) conquest of Wales: Edward II --- first Prince of Wales
The origins of the English Parliament
?
The Great Council is known to be the prototype of the current British Parliament. In 1265, Simon de Montfort summoned the Great Council, together with two knights from each county and two citizens from each town. It later developed into the House of Lords and the House of Commons. Its main role was to offer advice. There were no elections or parties. And the most important part of Parliament was the House of Lords. ?Edward I
Edward I (Long shanks)
After a successful campaign against Wales, King Edward I of England began a long, futile series of battles against Scotland. His campaigns, none of which gained him any permanent territory, ended with his death in 1307 .
Edward II
?king of England, a weak, self-indulgent ruler who was eventually overthrown and imprisoned in 1326 when his wife joined with exiled barons to force his abdication.
Edward II
King Edward III
?The French nobility selected Philip of Valois, a cousin of the last king through the male line.
–He founded a new French dynasty that ruled through the 16c.
–He was chosen in preference to King Edward III of England, whose
mother was the daughter of the late king, Philip IV.
?In 1340, Edward claimed the title “King of France.”
2. Fr. Land Belonging to Br. Kings
?A longer standing issue was the status of lands within France that belonged to English kings.
?Edward was actually a vassal of Philip’s, holding sizable French territories as fiefs from the king of France
3. Conflict Over Flanders
?Wool industry.
?Flanders wants its independence from French control. ?Asks England for help.
III. The Hundred Years’ War (1337-1453)
1. causes:
(1) land struggle between France & England: regain the lost territories
(2) economic interests: Flanders
(3) rejection of Edward III’s claim to the French throne
The French “Reconquest”
?The two kings’ deaths ushered in the final stage of the 100 Years’ War [1422-1453].
–Even though in 1428 the military and political power seemed firmly in British hands, the
French reversed the situation.
?In 1429, with the aid of the mysterious Joan of Arc, the French king, Charles VII, was able to raise the English siege of Orleans.
–This began the reconquest of the north of France.
Joan of Arc (1412-1432)
?The daughter of prosperous peasants from an area of Burgundy that had suffered under the English.
?Like many medieval mystics, she reported regular visions of divine revelation.
–Her “voices” told her to go to the king and assist him in driving out the English.
Joan of Arc
At the age of 13, Joan of Arc convinced a board of theologians that she had a divine mission to save France during the 100 Years’War with England. She led the French in several military victories over the English in 1429.
Joan of Arc (1412-1432)
?She brought inspiration and a sense of national identity
and self-confidence.
?She was captured during an attack on Paris and fell into English hands.
–Because of her “unnatural dress” and claim to divine guidance,
she was condemned and burned as a heretic in 1432.
–She instantly became a symbol of French resistance.
Joan as a “Feminist” Symbol Today
III. The Hundred Years’ War (1337-1453)
2. result:
marked the end of English attempts to control continental territory and the beginning of its emphasis upon maritime supremacy
3. significance:
accelerate the breakdown of feudal society
III. The Hundred Years’ War (1337-1453)
4. division in parliament:
House of Lords
House of Commons
cabinet
The devastating plague of 1347
through 1351 was carried by
flea-infested rats.
The Spread of the Black Death 1347-1351
Black Death (Marseille)
–Black Death
The Black Death
?an epidemic of plague in Europe that lasted from 1347 to 1351, resulted in the deaths of almost one-quarter of Europe’s population. It was the first in a cycle of plagues in Europe that continued into the 18th century.
IV. The Black Death & Peasant Uprising
?1348
?effects on society:
fall in population
fall in labour force
rise in wages
Statute of Labourers
?running away of villeins
breakdown of manorial system
The Peasant Uprising of 1381 and its
significance
?
Armed villagers and townsmen of Kent and Essex, led by Wat Tyler and Jack Straw, moved on London in June, 1381. The king was forced to accept their demands. Most of the rebels dispersed and went home, while Tyler and other leaders stayed
on for more rights. Tyler was killed at a meeting with the king. The uprising was brutally suppressed, but it had far-reaching significance in English history. First, it directed against the rich clergy, lawyers and the landowners. Second, it dealt a telling blow to villeinage, and third, a new class of yeomen farmers emerged, paving the way to the development of capitalism.
The War of the Roses
Main Characters
Two parties :
?the Party of Lancaster (red rose)
?the Party of York (white rose)
House of Lancaster
兰开斯特王朝
亨利四世 King Henry IV
亨利五世 King Henry V
亨利六世 King Henry VI
House of York
约克王朝
?爱德华四世 King Edward IV
?爱德华五世 King Edward V
?理查三世 King Richard III
V. The Wars of the Roses
?1455-1485
?red rose:
Lancaster, supported by wild nobles of the Scottish & Welsh borders ---most backward & feudal elements ?white rose:
York, supported by progressive south
Lancaster
?Henry VI (1421-1471)
Reign : 1422-1461 and 1470-1471
?Marguerite d'Anjou, his wife
?Edward, Prince of Wales, his son
Lancaster
York
York
?Edward IV (1442-1483)
Reign : 1461-1470 and 1471-1483
?His father, Edward Duke of York (+1461)
York
?His sons :
Edward V (1470-1483)
Richard of York
?George, Duke of Clarence (+1478)
York
?Richard of Gloucester (1452-1485), becomes Richard III
Reign : 1483-1485
Main Events
First period : troubles
Henry VI weak, plunder the state funds--> Lancastrians unpopular1449
?English lose Normandy1450
?Duck of York claimed to displace the Lancaster King Second period : first struggle for the power ?battle of S t Albans 1455
--> Duke of York and Warwick capture the King 1456 ?Queen Marguerite gets back her husband
Each party raises troops 1456-57
?civil riots 1459
?Marguerite attacks
Several battles --> Yorkist leaders leave the country
?Yorkist leaders come back 1460
?King captured at the battle of Northampton
?Duke of York becomes Heir of the Crown ?Marguerite still fights
?Duke of York and his oldest son, Edmond, killed at the Battle of Wakefield
?Marguerite gets back her husband at the battle of S t Albans
?Warwick and Edward take London and Edward becomes King (4th Mars)
1471
?Edward comes back with a small army
?Edward takes York
?Several battles in favour of Edward
?George Neville betrays the Lancastrians and gives up London and Henry VI to Edward
?Marguerite captured
Her son is killed
Fifth period : Reign of Edward IV (1471-1483)
?Happy period of peace and reconstruction
?Governs with the help of his faithful and clever brother Richard
?Dies unexpectedly of illness
Sixth period : Reign of Richard III
?Richard becomes king with the help of the Duke of Buckingham in place of his nephew and despite the opposition of Hasting
?He kills his nephews
?He crashes Buckingham uprising
?He is killed by Henry, Earl of Richmond, at the battle of Bosworth
?Henry becomes Henry VII
FOUNDS THE TUDOR DYNASTY
Lancaster-Tudor
?Henry, Earl of Richmond (1455-1509) becomes Henry VII Tudor
Reign : 1485-1509
V. The Wars of the Roses
V. The Wars of the Roses
?nature of the war: a struggle between the commercial-minded nobles in the South & the backward feudal landowners in the North & West
?significance: a hidden blessing to the English, practically extinguished feudalism in England
V. The Wars of the Roses
?“It was lucky for England, that the old feudal barons slaughtered one another in the Wars of the Roses as the beginning of the formation of the English nation.” ----- Engles
The End
chapter4金融工程
1oùBinomial Model for Option Pricing !W K 1.A stock price is currently$40.It is known that at the end of one month it will be either$42or$38.The risk-free interest rate is8%per annum with continuous compounding.So the value of one-month European call option with a strike price of $39is. 2.A stock price is currently$50.It is known that at the end of six months it will be either$45or$55.The risk-free interest rate is10%per annum with continuous compounding.So the value of a six-month European put option with a strike price of$50is. 3.A stock price is currently$100.Over each of the next two six-month periods it is expected to go up by10%or down by10%.The risk-free interest rate is8%per annum with continuous compounding.The value of a one-year European call option with a strike price of$100is. !üàK(3z￠K o à Y￥àJ ( Y èW\K )òS) 1.The stock price is currently$80.The stock price annual up-move factor is1.15.The risk-free rate is3.9%.The value of a two-year European call option with an exercise price of$62using a two-step binomial model is closest to() A.$0.00 B.$18.00 C.$23.07 D.$24.92 2.The stock price is currently$80.The stock price will move up by15%each year.The risk-free rate is3.9%.The value of a two-year European put option with an exercise price of$62using a two-step binomial model is closest to() 1
金融工程学科前沿及发展趋势
金融工程学科前沿及发展趋势 中央财经大学金融工程系 作为一门应用型、跨领域的交叉学科，金融工程学科前沿及发展趋势包括实务应用和学术研究两个方面： （一）金融工程实务应用领域的前沿和发展趋势 金融工程学科具有很强的应用性，其兴起对投资银行、对冲基金、商业银行、保险公司等各类金融机构与金融监管部门、现代化公司等的资金运作、交易模式和风险防范起着非常关键的作用，例如衍生品定价、模型的建立和应用、统计套利、程序开发和风险管理等。 近年来，金融工程领域的实务应用的前沿越来越侧重于基于多因子模型、机器学习、数据挖掘等方法开发量化投资策略，根据实际金融问题的需求设计开发新型产品，包括资产证券化产品等，以及基于大数据和高维统计方法进行定价和风险管理。此外，金融工程并不只限于在公司和金融机构的层面创造性地解决各种金融问题，近几年来还涌现了很多诸如可调整利率的按揭贷款、现金管理账户、可转让提款单账户（NOW账户）等面向零售层面的金融创新。 （二）金融工程学科学术研究前沿和发展趋势的依据和特点 在学术研究方面，期权定价理论是金融工程学科诞生的里程牌事件和重要催化剂，因此金融工程学科早期的学术研究侧重于基于随机分析方法进行衍生品定价。但是随着金融工程实践领域的迅速发展和各个相关学科之间的相互渗透，金融工程学科的学术研究前沿和发展趋势发生了变化。 1.总结金融工程学科当前学术前沿和发展趋势所依赖的依据 我们总结金融工程学科当前学术前沿和发展趋势所依赖的依据来自于： （1）北美金融工程硕士专业最权威的排名板Quantnet上近三年排名前十的学校的金融工程学科的研究领域，这些学校有如卡耐基梅隆大学、普林斯顿大学、哥伦比亚大学、纽约城市大学等； （2）近年来美国金融学会（AFA）颁发的Morgan Stanley-AFA Award、
首都经济贸易大学金融工程与金融管理方向在职研究生就业前景
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份制商行的灵活务实、不论资排辈的干部任用方式，使得四大行成为其专业人才的“黄埔军校”，至今这种情况仍在延续。另外，虽然国有四大行有一些遗留的官僚积习，但其稳定的收入，较轻的压力，较高的福利水平还是有一定吸引力的，尤其对于女同学来说是个不错的选择。建议对四大国有商行感兴趣的朋友把专业方向集中在商业银行经营管理、国际金融、货币政策等方向上。 三、国家开发银行、中国农业发展银行等政策性银行。 政策性银行如开发行、农发行亦是较佳选择，但其工作性质类似公务员，金融业务并不突出，是靠政策吃饭的地方，对于个人职业生涯的益处相对于行业监管部门、商业银行来说还是较弱的，若想在金融领域成一时气候最好不要选择这样的单位。不过目前这类单位的工资水平待遇等比商业银行好，而这也成为吸引毕业生眼球的亮点所在。 四、证券公司(含基金管理公司)、信托投资公司、金融控股集团等风险性很大的金融公司。 证券、信托、基金这三家均是靠风险管理吃饭的，存在行业系统风险因素，但一旺俱旺，赚钱相对较易，短期回报较高(风险亦大)，且按真正的企业管理机制运行，如果想在专业方面有所发展，有所建树，在这一行业做是极佳选择，很多基金经理、投资银行经理人员都年薪过百万。难点是学历要求在逐步提高，最低要求硕士学历，相对于银行等金融机构其个人投资管理、金融运营能力要求更高，如果对这些行业有兴趣，可以选择证券投资、金融市场、金融工程专业方向，如果是学财务管理、法律硕士专业(本科是金融经济)的，这也是不错的选择。最近信托业重新崛起，对于金融专业以及其他专业的毕业生来说又添一新的选择，而其大投行的操作方略，又使其在人员使用上奉行精英路线，在投行有一句话是“公司百分之八十的利润是不到百分之五的员工所创造的”。上述三家当下用人思路是积极挖角，
金融工程专业就业前景分析
金融工程专业就业前景分析 金融工程专业就业方向一：金融/保险/投资 职业概况：工作内容广泛，报酬差距较大，收入多半与业绩挂钩。 薪酬水平：职位薪酬差距较大，不少职位的基础工资很少，因为报酬完全建立在业绩的基础上，每做成一笔生意都可以得到提成。对于工资建立在业绩上的人员来讲，压力是巨大的。但同时，回报也是巨大的。 专家建议：要有良好的专业知识、积极的进取心、坚持不懈的态度、与其他人良好沟通的技巧。 金融工程专业就业方向二：建筑/房地产 职业概况：随着房地产业的不断发展，很多跟建筑、房地产相关的专业化服务体系应运而生。但由于目前房地产策划在我国还处于较为年轻的专业服务阶段，房地产企业普遍面临着人才短缺的困境。 薪酬水平：加强变动收入所占比例依旧是主旋律，这充分体现出地产行业的高浮动特点，尤其是在项目结束期的变动薪酬，将是一块非常诱人的蛋糕。 专家建议：房产市场越来越重视人才的发掘和培养，同时对人才的素质和学历要求也日渐增高。高校大学生在完成既有学业获得相关学位的基础上，若能再得到房地产行业实操性和基础性知识的强化训练，将有助于其顺利跨入房地产中高端型职位的门槛。房地产策划师的系统化阶梯式资格认证体系将满足大学生实现职业生涯的平缓过渡和逐步提升。金融工程专业就业方向三：销售人员 职业概况：只要有产品和服务在出售，就会有销售的职位在招聘。对于以技术为背景的行业里面，例如电讯、软件等，销售的需求仍然会持续走高。即使在非技术领域，销售职位也一直是市场需求最旺盛的职位类别之一。 薪酬水平：在销售这个职位上，报酬的差别很大，不少职位的基础工资很少，因为报酬完全建立在销售业绩的基础上，每做成一笔生意都可以得到佣金。对于工资建立在销售业绩上的销售人员来讲，压力是巨大的。但同时，回报也是巨大的。 专家建议：优秀的销售人员需要的素质包括：积极的进取心、坚持不懈的态度、与其他人良好沟通的技巧、给人信任度以及在商谈中营造舒适氛围的能力。 没有什么销售经验的大学毕业生，如果看好一个公司的销售职位，就要尽可能多地去了解这个公司的情况，这样可以增加应聘成功的机会。不论所受教育水平如何，销售人员对他们销售产品和服务应该有综合的掌握。更重要的是，销售人员应该能够有效地把产品和服务信息与客户进行沟通。建议同学们多看介绍销售技巧的书籍，参加一些公司组织的促销活动（在学校招聘兼职业务员或促销员），去一些专业网站、论坛和那些高手交流。 金融工程专业就业方向四：零售 职业概况：中国零售业这块蛋糕被越来越多企业看重，未来5年我国零售业发展的六个方向：1、批发市场建设开始进入一个相对的低潮。2、百货业向超市业学习，开始走自营商品的道路。3、大城市超市并购加剧，小城市成为争夺重点市场。4、便利店进入一个相对上升的阶段。5、专业店将进入第二个发展高潮。6、资本市场将更多的投资零售业。 薪酬水平：零售行业的人员薪酬依然处于较低水平，店长年薪可达十万元的人数非常有限，高管层的收入即使与医药行业相比也有一倍的差距，薪酬水平的竞争力不足已是不言而喻的。 专家建议：该行业挖角成风，仅有的中高层零售管理人才在各零售企业间频繁流动。其中大多数人一味追求高薪，很少考虑到具体的职业规划。专家建议，与其在高薪的诱惑下盲目跳槽，不如在适合自己的企业里积累经验，有效利用企业的培训机会，有意识地提高职业素质和核心竞争力，早日跻身零售业“稀缺人才”之列。 金融工程专业就业方向五：市场/公关
chapter2.6
2.6.1在组装前，完成易熔塞的密封测试 do the sealing test of the fusible plug before assembly 1.将润滑脂涂在封圈上。 Let the grease painted on the seal ring 。 2.将安装封圈的易熔塞安装到测试夹具上，按手册要求力矩拧紧。 Let the fusible plug of sealing ring install to Fixture ,screw it in accordance with the provided torque of the manual. 3.供氮气压力17 bar（250 psi），待压力稳定后，调解压力至17 bar（250 psi）。 Supply of the nitrogen, the pressure of nitrogen is 17 bar（250 psi）,adjust the pressure to 17 bar（250 psi）after the pressure is stable. 4.保持测试压力3分钟后，检查无压力降，将肥皂液涂抹于易熔塞上，检查应无渗漏。 Keep the testing pressure constant after 3 minutes , check it and no pressure down; smear the fusible plug with the soap water, and find it no leakage. 5.完成测试后，释放测试压力，并用水冲洗干净 After the testing is done, release the testing pressure, and wash it clear with water. 6. 从测试夹具上拆下测试件 Remove the testware from the testing fixture. 2.6.2轮毂组装：Assembly of the hub 以A320飞机主轮毂件号C20195162为例介绍轮毂组装程序： Introduce the assembly program of the hub case of the A320 main hub(Part NO.C20195162)： 1.轮毂轴承的使用和安装过程中的注意事项 The use of hub bearing and the attentions of installing. 1).为了确保安全性和可靠性，每次更换轮胎时要认真检查轮毂轴承，注意轴承是否有磨 损和卡阻，安装轴承时要完全注油 For safety and reliability, heck the hub bearing Carefully when replace the wheel everytime. Note bearing for abrasion and jamming. Filled oil entirely when install the bearings. 2).因为轮毂的两个轴承协同工作的，如果一个轴承损坏，应该成对替换 The two bearings of hub is Collaborative work ,so replace them in pairs when one bearing is damage 3).在拆卸和安装轮毂轴承外环的过程中，应采用正确的方法和合适的专用工具。以防止 轮毂和相关零部件损坏。 when remove and install out-cup of bearing ,The right approach and tools should be adopted to prevent damage to hub and related parts. 4).安装轴承时应该在干净整洁的环境中，细小的颗粒和水进入轴承会缩短轴承的使用 寿命，注意轴承不要掉在地上，安装前应对轴承座的状况进行检查，即使是微小的 磨损也会导致配合不良，从而引起轴承的损坏。 Bearings should be installed in a clean and tidy environment,Small particles and water into the bearing will shorten the bearing life. Note that bearings do not fall to the ground。Before bearing installed status of bearing supports should be checked.
chapter2金融工程
1 ùThe Time Value of Money !àJ K 1.A bank must satisfy certain creditworthiness criteria in order to be able to accept a LIBOR quote from another bank and receive deposits from that bank at LIBOR. Typically it must have to have a￡¤credit rating. A.AAA B.AA C.Aaa D.Aa 2.Derivatives traders regard￡¤rates as a better indication of the”true”risk-free rate than Treasury rates. A.LIBOR B.NIBOR C.HIBOR D.SIBOR 3.The most common type of repo is an￡¤,in which the agreement is renegotiated each day. A.everyday repo B.overnight repo C.data repo D.term repo 4.The n-year zero-coupon interest rate is sometimes also referred to as the n-year￡¤, the n-year￡¤,or just the n-year￡¤. A.zero rate B.par rate C.spot rate D.zero 5.The￡¤for a certain bond maturity is the coupon rate that causes the bond price to equal its par value￡The par value is the same as the principal value¤. A.bond yield B.spot rate C.par yield D.forward rate 6.A large?nancial institution can at no cost lock in the forward rate for a future time period,so the value of the FRA where the forward rate is earned is￡¤. A.positive B.negative C.zero D.unknown 1
金融工程专业就业前景
金融工程专业就业前景一金融工程专业兴起于20世纪90年代初,就是综合运用数学、统计学与计算机编程技术来解决金融问题的崭新领域。它以现代金融活动为研究对象,就是以金融创新为核心,综合运用以数理分析为中心的现代金融理论、工具、技术与方法,创造性地解决金融问题的一门新兴金融学科,具有很强的应用性与技术性。主要培养金融产品与金融工具的设计与开发人才、大型企业的财务管理人才与金融技术与开发及金融风险管理人才。金融工程学专业具有广阔的发展前景与潜在的市场需求。本专业适应开放条件下金融创新与金融竞争的需要,将金融数学、工程学、行为科学应用于金融管理,为金融机构、大型企业与政府部门培养应用性金融产品设计开发、投资与风险管理的专业人才。本专业毕业生将主要选择大型银行、证券公司、基金管理公司、投资银行与大型企业就业。金融行业很有发展前景,在未来几年内最需要的人才就就是市场营销人才,风险管理人才,理财策划人才,市场营销与风险管理就是金融机构永远的主题,市场营销人员在能力素质上都要求非常高,专业知识,营销技巧,谈判技巧等,但年轻人比较容易介入,但成长为优秀的高级人才还需要付出很多努力,学校学的知识非常基础的知识现今的金融日新月异,行业内的专家与中高层管理都在努力的学习,希望能够增强自身与机构的核心竞争力。如果您没有付出艰苦努力的心里准备,就不要在金融业发展。因为金融就是聚集优秀人才的,高竞争的,高回报的职业。金融工程毕业生主要就业方向一、中央人民银行、银行业监督管理委员会、证券业
监督管理委员会、保险业监督管理委员会,这就是金融业监督管理机构。二、商业银行,包括四大行与股份制商行、城市商业银行、外资银行驻国内分支机构。三、国家开发银行、中国农业发展银行等政策性银行。四、证券公司含基金管理公司、信托投资公司、金融控股集团等风险性很大的金融公司。五、四大资产管理公司、金融租赁、担保公司。六、保险公司、保险经纪公司。社保基金管理中心或社保局。七、上市欲上市股份公司证券部、财务部、证券事务代表、董事会秘书处等。八、国家公务员序列的政府行政机构如财政、审计、海关部门等;高等院校金融财政专业教师;研究机构研究人员。金融工程专业就业前景二金融工程专业兴起于20世纪90年代初,就是综合运用数学、统计学与计算机编程技术来解决金融问题的崭新领域它以现代金融活动为研究对象,就是以金融创新为核心,综合运用以数理分析为中心的现代金融理论、工具、技术与方法,创造性地解决金融问题的一门新兴金融学科,具有很强的应用性与技术性主要培养金融产品与金融工具的设计与开发人才、大型企业的财务管理人才与金融技术与开发及金融风险管理人才金融工程学专业具有广阔的发展前景与潜在的市场需求。本专业适应开放条件下金融创新与金融竞争的需要,将金融数学、工程学、行为科学应用于金融管理,为金融机构、大型企业与政府部门培养应用性金融产品设计开发、投资与风险管理的专业人才。本专业毕业生将主要选择大型银行、证券公司、基金管理公司、投资银行与大型企业就业。金融行业很有发展
Chapter11 使用类
I.运算符重载 1.运算符重载简介 ●定义：运算符重载，就是对已有的运算符重新进行定义，赋予其另一种功能， 以适应不同的数据类型。 ●性质：一种形式的C++多态 ●作用：允许将标准C++运算符作用于类对象 （注释：C++中的运算符已经被重载过，如：“*”——用于地址得到存储与该地 址中的值——用于两个数字表示乘积） ●举例：数组相加 不重载（逐个相加）：for(inti = 0; i<= 20; i++) evening[i] = sam[i] +janet[i]; 重载（相加）：evening = sam + janet; ●格式：operator op( argument-list) ?Time示例 ◆Time源代码 求和功能：sum函数 Time Time::Sum(const Time & t) const { Time sum; sum.minutes = minutes + t.minutes; sum.hours = hours + t.hours + sum.minutes / 60; sum.minutes %= 60; return sum; } Main函数中： Total = coding.Sum(fixing);
◆添加加法运算符 在类中添加：Timeoperator+(const Time & t) const; 在函数的实现中添加： Time Time::operator+(const Time & t) const//返回类型为Time类 { Time sum；//定义一个Time类型的对象 sum.minutes = minutes + t.minutes; sum.hours = hours + t.hours + sum.minutes / 60; sum.minutes %= 60; return sum; } 在主函数中：两Time类相加由原来的调用sum函数变为直接使用“+”运算符 total = coding + fixing; ◆重载限制 可重载的运算符： 重载的限制
全国金融工程专业大学实力排名及就业前景排名(完整版).doc
2019年全国金融工程专业大学实力排名及 就业前景排名(完整版) 全国金融工程专业大学实力排名及就业前景排名(完整版) 全国共有20所开设金融工程专业的大学参与了2015金融工程专业大学排名，其中排名第一的是对南开大学，排名第二的是中国人民大学，排名第三的是中央财经大学，以下是金融工程专业大学排名2015具体榜单，供大家参考： 金融工程专业大学排名学校名称1南开大学2中国人民大学3中央财经大学4武汉大学5西南财经大学6山东大学7对外经济贸易大学8东北财经大学9中南财经政法大学10上海财经大学11南京大学12广东科技学院13西安交通大学14四川大学15哈尔滨商业大学16东南大学17安徽财经大学18天津财经大学19北京工商大学20南京财经大学 金融工程就业前景 金融工程专业主要是用计算机来实现数学模型，从而解决金融相关的问题。所以，金融工程不同于MBA和MSP，它主要是培养金融界的技术工作者，也称作金融工程师——Quant。Quant 的职位主要集中在投资银行、对冲基金、商业银行和金融机构。负责的主要工作根据职位也有很大区别，比较有代表性的包括pricing、modelvalidation、research、developandriskmanagement，分别负责衍生品定价模型的建立和应用、模型验证、模型研究、
程序开发和风险管理。总体来说工作相对辛苦，收入比其他行业高很多。以QuantDeveloper为例，虽然实际工作和其他行业的程序员没有本质区别，但不仅收入高，而且很容易找到工作。 就现在来说，金融工程在中国的就业主要在以下几个领域：基金公司：基金公司非常需要能做基金绩效评估风险控制、资产配置的人才。 证券公司：证券公司正处在一个艰难的时期，同时也在通过集合理财产品设计等寻求生存的机会。 银行：最传统的银行也在起着微妙的变化。各大银行的总行正在着手建立内部风险管理模型，急需这方面的人才，可是，由于银行用人制度比较僵化，真正有水平的人未必能进去做这个事情。银行内部的另外一个重要部门——资金部，也需要金融工程的人才，他们一方面在银行间债券市场操作，是未来固定收益证券这一块的主力，同时也是未来大有发展空间的公司债券市场、抵押支持债券这些金融工程产品的设计主力。 就业方向 主要到跨国公司、金融机构和高等院校从事金融、财务管理以及教学、科研工作等。
金融类毕业生就业的四大方向及八大岗位
金融类毕业生就业的四大方向及八大岗位 根据银行招聘考试网的统计，在金融行业，面向应届生的多以初级岗位为主。以银行、信托证券、投行和基金风投四大方向为主，这里详细介绍金融类考生就业四大方向的岗位需求及职业发展路径，希望能够给金融经济的考生带来帮助。 一、金融行业就业四大方向 1．银行 银行针对应届生的岗位主要分为两大类：基础服务类如客户服务，以及专业类岗位如金融研究等。毕业生要先做这类基础专业性储备，大部分都需要轮岗积累经验。例如在中国银行，大部分的高管都来自一线，“这完全是一个战略性考虑，总行虽然舒服，但真正要成长到那样的阶段，我们要学会放弃很多东西，并且要付出更多。” 外资银行则更侧重于通过自己的管理培训生体系来训练应届生。以渣打银行为例，它们每年会招收100名管理培训生，入职后，他们将有一个月的时间与全球其他数百名管培生一同接受培训。在培训期间，学员将系统地就例如风险控制、结算及产品开发等银行业相关的专业知识进行学习和演练。 而从职业发展路径来看，外资银行和股份制中资银行相对更加清晰。在外资银行，负责个人银行业务的投资理财经理一般会依照：理财助理、理财高级助理、高级理财经理的方向晋升，之后可根据个人意愿向两个方向发展，一是管理类如理财总经理或行长，另一个是偏向产品方面的产品设计。而股份制中资银行的职业道路在他看来也相对清晰，尤其理财岗位一般都会有定向培养，未来成为高管的几率很大。 2．信托、证券 /基金 信托、证券相对门槛较高，普遍更倾向于有经验的求职者，但每年也会有一些公司开放一定数量的应届生招聘名额，例如中融信托，去年招收140个应届生，岗位集中在前台业务部门的信托经理助理;中后台的风控、法务、产品支持等。
chapter11 语法
Chapter 11 Linguistics and Foreign Language Teaching ?Applied linguistics ?Krashen’s Input hypothesis ?i+1 principle ?Interlanguage ?Syllabus ?Contrastive analysis ?Error analysis ?Error/mistake 11.1 Applied linguistics ?Applied linguistics is an interdisciplinary field of study that identifies, investigates, and offers solutions to language-related real-life problems. ?Some of the academic fields related to applied linguistics are education, linguistics, psychology, anthropology, and sociology. Applied Linguistics应用语言学 语言学的一个分支，主要关心的是如何应用语言学理论、方法和成果来阐释其他领域遇到的语言问题。应用语言学发展最充分的分支是外语教学，有时这个名称似乎只指这个领域。但是近年来出现了好几个其他应用领域，包括语言故障的语言学分析（临床语言学）、母语教育中的语言使用（教育语言学）、词典学的发展、翻译、人工智能和风格学等。 ?应用语言学不但运用语言学知识，还利用社会学、心理学、人类学、信息论等方面的知识，并把这些理论和知识应用与实践方面，例如，语言教学大纲的设计、言语矫正、语言规划、问题学研究等等。 ?Applied linguistics –Theoretical views of language explicitly or implicitly inform the approaches and methods adopted in language teaching. –Linguistics, as the science of language, should be of fundamental importance for teachers of language. ?According to Jo McDonough, a teacher who is able to explain some linguistic features would have a stronger position than one who handles the argument by using authority –“it?s like that”, “it?s an exception”, or “it?s less formal”. 11.2 Linguistics and language learning ?Many language learning theories are proposed based on certain linguistic theories. –In fact, knowledge in linguistics lies at the root of understanding what language learners can learn, how they actually learn and what they learn ultimately. 2.1Grammar and language learning focus on form 语法形式中心 As a compromise between the “purely form-focused approaches” and the “purely meaning-focused” approaches, a recent movement called focus on form seems to take a more balanced view on the role of grammar in language learning. Focus on Form ?Although language learning should generally be meaning-focused and communication-oriented, it is still necessary and beneficial to focus on form occasionally. The definition of UG ?In linguistics, the theory of universal grammar holds that there are certain fundamental grammatical ideas which all humans possess, without having to learn them.
金融工程硕士就业前景
金融工程硕士就业前景 金融工程硕士就业前景 由于金融行业是北美最大型的行业之一，金融相关的工作种类繁多，金融业素来是人人羡慕的金饭碗。金融服务行业是加拿大经济 的重要支柱之一。整个行业包括银行、信托公司、信用社、人寿保 险公司、财产保险公司、证券公司和投资代理等七大类金融公司。 在加拿大金融产业直接雇佣五十五万从业人员，每周支付的工资达 四亿两千万加币。金融业是资本密集型行业，一般来说随便一家银行、证券公司都有上百亿的资本金。 金融业现在很缺乏风险管理人才和金融工程的人才，他们一方面需要有财务和金融知识，另外一方面他们要具备写金融计算程序的 能力（FinancialModeling）。他们还需要熟悉金融产品以及这些产 品会产生哪些风险等。建议有理工科和数学、统计背景的学生，大 学毕业选修金融类行业证书或报考金融类研究生，以扩展职场打击面。 整个金融系统的运行很大程度上依赖于快速有效的电子信息系统，因此电子信息系统对金融产业来说至关重要。很多大型金融类公司 拥有自己的信息系统管理团队，另外一些金融公司外包给专业的金 融信息服务公司，如CGI等。因此，金融行业也是IT人士的主要非 直接雇主。 目前金融业所需人才主要分为如下几类：一般业务人员、财会类业务人员、个人金融理财人员、金融投资分析人员、金融财务审计 师和会计师、交易员、研究分析人员、风险管理人员、信息系统管 理人员和客户服务人员。由于篇幅限制，本文将着中介绍中国大陆 移民从业人数较多、收入较高的两种职位：金融投资分析人员（FinancialAnalyst）和个人金融理财人员(FinancialAdvisor)。
金融投资分析人员（FinancialAnalyst）和个人金融理财人员（FinancialAdvisor）都是从事提供金融分析结果和投资指导的工作，所不同的是金融分析人员为企业提供服务，评价公司的财务状 况和行业的`发展现状，并据此为金融机构提供投资的指导性意见。 个人金融理财人员则侧重于根据个人的金融需要提供一系列金融产 品以供选择。 金融投资分析人员（FinancialAnalyst）也被称为金融分析师、证券分析师或投资分析师。他们一般就职于银行、保险公司、基金 公司、证券公司等金融机构，帮助这些公司或公司客户作出理性的 投资决定。 个人金融理财人员（FinancialAdvisor）也被称为金融理财师、金融策划师、金融顾问等。他们的主要职责是根据客户的短期和长 期的金融需要和金融状况，为客户提供购买适合客户需要的金融产 品的建议。 绝大多数金融分析人员就职于大型金融公司的总部，19％的人员就职于证券和商品交易所、中介公司和投资服务公司，余下的人员 主要工作在保险公司，会计师事务所，管理、科技咨询公司以及地 方及联邦政府。31％的金融理财人员就职于证券、基金经纪公司，14％的理财人员就职于银行、信用社或存款公司，38％的金融理财 人员属于自雇人员，作为金融产品的代理工作于小型投资顾问公司。余下少部分人员工作于保险经纪公司。
Chapter_08
Chapter 8 Cash and Internal Controls QUICK STUDIES Quick Study 8-1 (10 minutes) 1. The main objective of internal control procedures is to safeguard the assets of the business. This objective is best accomplished by designing an operational system with managerial policies that protect the assets from waste, fraud and theft. The system should be designed in compliance with the seven broad principles of internal control that are described in the chapter. 1. Separation of recordkeeping for assets from the custody over assets is intended to reduce theft and fraud. If this fundamental principle is followed, there has to be collusion between two or more employees for assets to be stolen and the theft to be concealed in the records. 2. The responsibility for a transaction should be divided between two or more individuals or departments to ensure that the work of one acts as a check on the other. Absent this, someone could create fictitious invoices and pay the money to herself or himself. , 2009 485
金融工程专业职业规划书范文
金融工程专业职业规划书范文 金融工程专业职业规划书范文一、自我认知 1、优点： a、自我评估：有责任心，做事认真，有热情，有学习新事物的欲望，自学能力强，做事很灵活 b、老师领导评估：学习兴趣浓厚，成绩良好，工作认真负责，待人热情，同学关系较好，有一定的领导能力 c.父母家人评估：工作起来的时候很认真很投入，有非完成不可的决心，喜欢自己创作，动手能力强，手巧，观察能力强，很乐观 d、同学朋友评估：待人热情，平易近人，乐于助人，为人有正气，学习认真负责，有礼貌，很活泼，很乐观，想象力丰富 f、部门评估：有责任心，工作认真，有上进心，主动性强 2、缺点： a、自我评估：缺乏主见，做事不够果断，不够主动，没有耐心，自控能力很弱 b、老师领导评估：做事有点轻浮，有点糊涂 c、父母家人评估：懒，缺乏生活常识，缺乏主见，做事虎头蛇尾，情绪化，思想太单纯不够成熟 d、同学朋友评估：过于追求完美，情绪化，有点幼稚，做事拖拉
f、部门评估：涉世未深，做事不够凌厉 3、自我认知小结： 本人做事认真，有责任心，但是有时候过于追求完美;喜欢学习新鲜事物，有一定的自学能力，处理问题很灵活，但是有时候工作不够主动，还有的时候比较拖拉，存在懒惰的心理;有上进心，但是有时候高估了自己的能力;有热情，但是做事虎头蛇尾;缺乏主见。在性格方面，很平易近人，热情，友善，乐观，但是情绪化，一点小事就可令情绪波动;有亲和力，但是缺乏领导风范;生活常识贫乏，很无知。 4、发展与提高： a、克服懒惰心理，克服散慢。 b、学会自己做决定，自己拿主意。 c、学会留意身边的事情，多听，多了解，多思考。 d、学会约束自己，学会管理自己的时间和金钱。 f、学会控制自己的情绪，调节自己的心理，以适当的途径来抒发自己的情绪。 二、职业认知： 1、外部环境分析： ①家庭环境分析 我爸爸自己创业，妈妈专职家庭主妇，因为一直以来很多事情都是爸爸妈妈做主，所以我没有主见，还因为妈妈的过分溺爱，我心理承受能力很低，不够坚强，也没有遇到过大的挫折，所以个人想法还比较天真，而且比较喜欢发脾气。有亲戚在美国，经营餐馆，我家有计划过移民美国，我觉得这样的条件更有利于我
Chapter 4_4
Chapter 4 - the narrator speculates as to which asteroid from which the little prince came I had thus learned a second fact of great importance: this was that the planet the little prince came from was scarcely any larger than a house! But that did not really surprise me much. I knew very well that in addition to the great planets-- such as the Earth, Jupiter, Mars, Venus-- to which we have given names, there are also hundreds of others, some of which are so small that one has a hard time seeing them through the telescope. When an astronomer discovers one of these he does not give it a name, but only a number. He might call it, for example, "Asteroid
325." I have serious reason to believe that the planet from which the little prince came is the asteroid known as B-612. This asteroid has only once been seen through the telescope. That was by a Turkish astronomer, in 1909. On making his discovery, the astronomer had presented it to the International Astronomical Congress, in a great demonstration. But he was in Turkish costume, and so nobody would believe what he said. Grown-ups are like that… Fortunately, however, for the reputation of Asteroid B-612, a Turkish dictator made a law that his subjects, under pain of death, should change to European costume. So in 1920