银行业监管英文词汇
口译监管术语
中国银监会国际咨询委员会The CBRC Council of International Advisers
国有商业银行 state-owned commercial banks.
风险控制 risk control
金融创新 financial innovation
银行业 Banking sector
中国工商银行 Industrial and Commercial Bank of China
中国银行 Bank of China
中国建设银行 China construction Bank
中国交通银行 Bank of Communications
农业银行 Agricultural Bank of China “ABC”
财务重组 financial restructuring
股份制改革 joint-stock reform
经营机制 operation mechanism
可持续发展 sustainable development
风险定价机制 risk pricing mechanism
综合竞争力 overall competitiveness
不良贷款 Non Performing Loan “NPL”
农村金融体制 rural financial system
国务院 State Council
联合重组 merger and reorganization
城市商业银行 City commercial Banks “CCB”
总资产 Total Assets
账面利润 book profit
不良贷款率 NPL Ratio
加权平均资产充足率 weighted average capital adequacy ratio
损失拨备 loan loss provisions
所有者权益 owner’s equity
境外战略投资者 overseas strategic investors
银行管理经验和技术 banking techniques and management expertise
跨区域经营 cross－region operations
城市信用社 urban credit cooperative
风险处置 risk resolution
中小型银行 small and medium－sized banks
贷款分类 loan classification
公司治理结构和机制 corporate governance structure and mechanisms
核心竞争力 core competence
小企业贷款 small enterprise loans
银行贷款 syndication loans
中间业务 fee－based business
资本约束 capital constraint
资本补充机制 Capital replenishment hierarchies
精简管理层级 streamline management hierarchies
合规经营 compliance operations
特色业务 featured businesses
战略联合 strategic business unite “SBU”
国际先进银行 internationally advanced banks
西部 Western region
消费者信贷 consumer credit
人民币业务 Renminbi business
信贷增长 credit growth
贷款偏离 loan classification derivation
贷款迁徙度 loan migration condition
最优组合贷款 optimized loan portfolio
住房贷款 real state loan
信贷合理增长 rational credit growth
国家经济 national economy
打包贷款 package loan
授信协议 credit authorization agreement
信息系统 information system
股份制商业银行 joint-stock commercial banks
农村商业银行 rural commercial banks
次级类贷款余额 substandard loans
可疑类贷款余额 doubtful loan
压缩产能过剩 control of overcapacity
产业结构调整 industrial restructuring
贷款损失准备金缺口 loan loss provisioning gap
抵补率 provisioning coverage ratio
不良准备金资产 provision
for impaired assets
不良资产impaired assets
现场检查 on-site examination (examination =surveillance)
非现场检查 off-site examination
抽样检查 sampling checks
正常类贷款 pass loans
关注类贷款 special mention loan
信贷管理 credit management
贷款分离准确度 accuracy of loan classification
不良资产 Non-performing Assets
资产管理公司 Assets Management Corporation
东方资产管理公司: China Orient Assets Management Corporation
我国金融机构境内外本外币资产
The domestic assets of banking institutions in China (In both local and foreign currencies)
总负债 Total liabilities
上年同期 a year-on-year basis
保监会 CIRC
证监会 CSRC
互相发展 mutual development
金融创新能力 innovation capacity
联合会谈 joint meeting
信贷投放 credit extension
进出口结构性矛盾 structural imbalance of trade
存贷比率 loan-to-deposit ratio
(长)短期贷款 (long)short-term loans
商业贿赂 commercial bribery
公司治理 corporate governance
农村金融改革 rural financial reform