金融专业英语
True or false:
1.Those financial markets that facilitate the flow of short-term funds are known as
money markets. (t)
2.Those financial markets that facilitate the flow of long-term funds are known as
capital markets. (t)
3.Treasury notes and bonds belong to money market securities. (f)
4.Eurodollar deposits are capital market securities. (f)
5.Speculation is the same as investment. (f)
6.Indirect quotation refers that domestic currency is expressed by unit foreign
currency (f)
7.If economic conditions become more favorable, the expected cash flows on
various proposed projects will increase. (t)
8.If the Fed determines that a change in its monetary policy is appropriate, its
decision is forwarded to the trading desk. (t)
9.The Federal Reserve chairman serves for a 14-year term. (f)
10.M1 includes currency, checking deposits and MMDA. (f)
True or false:
真或假：
1. Those financial markets that facilitate the flow of short-term funds are known as money markets. (true)
1。金融市场，促进短期流动资金被称为货币市场。（真的）
2. Those financial markets that facilitate the flow of long-term funds are known as capital markets. (true)
2。金融市场，促进流动资金长期被称为资本市场。（真的）
3. Treasury notes and bonds belong to money market securities. (f)
3。国债和债券属于货币市场证券。（女）
4. Eurodollar deposits are capital market securities. (f)
4欧元存款证券资本市场。（女）
5. Speculation is the same as investment. (f)
5是相同的投资投机。（女）
6. Indirect quotation refers that domestic currency is expressed by unit foreign currency (f)
6。间接报价是指本国货币表示的外币（女）
7. If economic conditions become more favorable, the expected cash flows on various proposed projects will increase. (t)
7。如果经济条件变得更加有利，预期现金流的各种拟议的项目将增加。（吨）
8. If the Fed determines that a change in its monetary policy is appropriate, its decision is forwarded to the trading desk. (t)
8。如果美联储决定改变其货币政策是适当的，其决定是转发到交易台。（吨）
9. The Federal Reserve chairman serves for a 14-year term. (f)
9。美联储主席担任，14年的任期。（女）
10. M1 includes currency, checking deposits and MMDA. (f)
10部分。包括货币，支票存款和货币市场存款帐户。（女）
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11.A secondary market for repos is very active. (f)
12.When importer’s bank issues a letter of credit to exporter, the banker’s acceptance
is created. (f)
13.The banker’s acceptance may not be sold to a money market investor at a discount.
(f)
14.The cash flow of Treasury note is in the form of one lump-sum payment of
principal. (f)
15.The rate offered on Eurodollar deposits are slightly higher than the rates offered
on NCDs. (t)
16.Bearer bonds require the issuer to maintain records of who owns the bonds and
automatically send coupon payments to the owners. (f)
17.Bonds can be submitted on a competitive or noncompetitive auction. (t)
18.The lead underwriter attempts to ensure stability in the stock’s price after the
offering by requiring a lockup provision. (t)
19.In the United State, many stocks in the OTC market are served by the National
Association of Securities Dealers Automatic Quotations. (t)
20.Most financial futures contracts in the United States are traded on the Chicago
Board of Trade. (t)
11. A secondary market for repos is very active. (f)
11个。一级市场回购非常活跃。（女）
12. When importer’s bank issues a letter of credit to exporter, the banker’s acceptance is created. (f)
12。当进口商银行出具信用证的出口商，银行承兑创建。（女）
13. The banker’s acceptance may not be sold to a money market investor at a discount. (f)
13。银行承兑不得出售给货币市场投资者的折扣。（女）
14. The cash flow of Treasury note is in the form of one lump-sum payment of principal. (f)
14。现金流量的国债的形式是一次性支付的本金。（女）
15. The rate offered on Eurodollar deposits are slightly higher than the rates offered on NCDs. (t)
15。提供欧洲美元存款率略高于率提供证。（吨）
16. Bearer bonds require the issuer to maintain records of who owns the bonds and automatically send coupon payments to the owners. (f)
16。无记名债券要求发行人保持记录，谁拥有的债券和息票支付给业主的自动发送。（女）
17. Bonds can be submitted on a competitive or noncompetitive auction. (t) 17。债券可以提出一个竞争或非竞争性拍卖。（吨）
18. The lead underwriter attempts to ensure stability in the stock’s price after the offering by requiring a lockup provision. (t)
18。主承销商，试图确保稳定的股票的价格发行后的要求所提供。（吨）
19. In the United State, many stocks in the OTC market are served by the National Association of Securities Dealers Automatic Quotations. (t)
19。在美国，许多股票的场外交易市场是由全美证券交易商协会自动报价系统。（吨）
20. Most financial futures contracts in the United States are traded on the Chicago Board of Trade. (t)
20。大多数金融期货合约在美国上市，芝加哥贸易委员会。（吨）
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21.As the futures contract price changes on a daily basis, its value is “marked to
market”. (t)
22.Most buyers and sellers of financial futures contracts do not actually make or
accept delivery of the financial instrument; instead they offset their positions by
the settlement date. (t)
23.An option is said to be in the money when the market price of the underlying
security exceeds the exercise price. (f)
24.There exist both floor exchange and over-the-counter exchange for option. (t) 21. As the futures contract price changes on a daily basis, its value is “marked to market”. (t)
21。当期货合约的价格每天都在变化，其值是“标记”。（吨）
22. Most buyers and sellers of financial futures contracts do not actually make or accept delivery of the financial instrument; instead they offset their positions by the settlement date. (t)
22。大多数买家和卖家的金融期货合约实际上没有做或接受交付的金融工具；而抵消其位置的结算日期。（吨）
23. An option is said to be in the money when the market price of the underlying security exceeds the exercise price. (f)
23个。一个选项是说是在货币市场证券的价格超过执行价格。（女）
24. There exist both floor exchange and over-the-counter exchange for option. (t) 24。既有地板和柜台交易的期权交易所。（吨）
Explanation
1.Primary markets
2.Secondary markets
3.Stock
https://www.wendangku.net/doc/9015077478.html,mercial paper
5.Money market
6.Repurchase agreements
7.Banker’s acceptances
8.Euro-commercial paper
9.Stripped treasury bonds
10.Initial public offering
11.Secondary stock offerings
12.Put option
13.Initial margin
14.Bond index futures
15.Exercise price of option
16.American option
17.Market-makers
18.Loanable funds theory
19.Dynamic open market operation
20.Derivative securities
Explanation?
?解释
1. Primary markets
1级市场。
2. Secondary markets
2级市场。
3. Stock
3股。
4. Commercial paper
4。商业票据
5. Money market
货币市场的5。
6. Repurchase agreements
6回购协议。
7. Banker’s acceptances
7。银行承兑汇票
8. Euro-commercial paper
8euro-commercial纸。
9. Stripped treasury bonds
9剥离国债。
10. Initial public offering
10发行。
11. Secondary stock offerings 11次股票发行。
12. Put option
12提出的选择。
13. Initial margin
初始保证金13。
14. Bond index futures
14债券期货。
15. Exercise price of option
行权价格的15。
16. American option
16美式期权。
17. Market-makers
做市商的17。
18. Loanable funds theory
18。可贷资金理论
19. Dynamic open market operation
19动态公开市场操作。
20. Derivative securities
20衍生证券。
Answer the questions
1.What are the ways by which the money flows from individual surplus units to
deficit units?
2.How does the level of tax, do you think, affect the demand of household for
loanable funds? (please explain by pictures)
3.What is the relationship between the government demand for loanable funds
and interest rate? (explain by pictures)
4.What are the economic factors that affect interest rates?
5.Explain “crowding-out effe ct” please.
6.What are the monetary policy tools?
What are the ways by which the money flows from individual surplus units to deficit units? 回答问题
1。有什么办法，资金流动从盈余单位赤字单位？
2。如何水平的税收，你认为，影响需求的家庭可贷资金？（请说明的图片）
3。什么是之间的关系，政府可贷资金需求与利率？（以图画说明）
4。什么是经济因素影响利率？
5请解释“挤出效应”。
6。什么是货币政策工具？
7。有什么办法，资金流动从盈余单位赤字单位？
7.How does the Fed use the monetary policy tools to adjust the money supply?
8.What are the differences between the general obligation bonds and revenue
bonds both of which belong to municipal bonds?
9.What are the characteristics of corporate bonds?
10.What are the main differences between common stock and preferred stock?
11.What are the similarities and differences between forward contract and future
contract?
12.What are the risks of trading futures contracts?
13.What are the determinants of call option premiums?
14.What are the reasons that the Eurodollar market is attractive for both
depositors and borrowers?
。美联储如何运用货币政策工具调节货币供给？
8。之间有什么区别的一般义务债券和债券收益都属于市政债券？
9。有什么特点的公司债券？
10。之间的主要区别是什么普通股和优先股？
11。有什么异同远期合约和期货合约？
12。什么是风险买卖期货合约？
13。什么是决定因素的期权费？
14。是什么原因，欧洲美元市场是有吸引力的，为储户和借款人？
Calculations
1. An investor purchases a T-bill with a six-month (180-day) maturity and $10,000
par value for $9,800. If this T-bill is held to maturity, what is the T-bill discount?
2. if an investor purchases 30-day commercial paper with a par value of $1,000,000 for a price of $990,000, what is the yield?
计算
1。投资者购买国债与6个月（180天）成熟和面值10000美元，9800美元。如
果这是国债的持有至到期，什么是国库券贴现？
2。如果投资者购买30天的商业票据的面值是1元000000以990000美元的价格，产量是多少？
3. assume that a money market security has a par value of $10,000 and a maturity of one year, and that investors require a return of 9 percent on this security.
1) What is the present value of this security?
2) how does the present value change when the free-risk interest rate increases?
3。假设一个货币市场证券的面值是10000元，期限为一年，而投资者需要在这个安全返回百分之9。
1）什么是目前的价值，这安全吗？
2）如何目前的值改变时，无风险利率增加？
5. consider a bond that has a par value of $1,000, pays 10% at the end of each year in coupon rate, and has three year remaining until maturity. Assume that the prevailing annualized yield on other bonds with similar characteristics is 12%. Bond valuation can be simplified with a present value table of present value interest factor (PVIF). Please use PVIF to calculate the present value of this bond.
PVIF(k=12%, n=1)=0.8929, PVIF(k=12%, n=2)=0.7972, PVIF(k=12%, n=3)=0.7118 (p183)
5。考虑一个债券，面值1000美元，支付10%在每年年底的票面利率，并且有三年直至成熟。假设当前其他债券的年收益率具有类似特点12%。债券估价可以简化与现值现值系数表（pvif）。请使用pvif计算现值这一债券。
pvif（金=12%，每组1）=0.8929，pvif（金=12%，每组2）=0.7972，pvif（金
=12%，每组3）=0.7118（p183）
6. assume that a speculator purchased a futures contract on treasury bonds at a price of 90-00. One month later, the speculator sells the same futures contract in order to close out the position. At this time, the futures contract specifies 92-10 (92 and 10/32 percent of the par value) as the price. Given that the futures contract on Treasury bonds specifies a par value of $100,000,
1) what is the profit that this speculator can obtain? 2) This speculator can choose option to speculate. What kind of option the speculator should choose? If the premium of the option is $4 per bond (par value of a bond is $1,000) and the strike price is 90-00, what is the profit of this speculator? And please draw a picture that shows the relationship between the profit of per share and price of bond.
3) compare the future contract with the option contract. What are the similarities and differences between them?
6。假设一个投机者购买了一个期货合同价格90-00国债。一个月后，投机者出售相同的期货合约以结束的立场。在这个时候，期货合约指定92 - 10（92和10/百分之32面值的价格）。鉴于该期货合约国债指定1元面值00000，
1）什么是利润，投机者可以获得？2）这样的投机者可以选择选项猜测。什么样的选择，投机者应该选择？如果保费的选择是4美元的债券（债券面值为1000美元）和执行价格90-00，什么是利润这一投机？请画一幅画，表明之间的关系，利润和每股债券价格。
3）比较未来合同的选择权契约。之间的区别是什么呢？
7. assume that Charlotte Insurance Company plans to satisfy cash needs in three months by selling its Treasury bond holdings for $5 million at that time. It is concerned that
interest rates might increase over the next three months, which would reduce the market value of the bonds by the time they are sold. To hedge against this possibility, Charlotte plans to sell Treasury bonds futures. It sells 50 Treasury bond futures contracts with a par value of $5 million ($100,000 per contract) for 98-16 (98 and 16/32 percent of par value).
If the actual price of the futures contract increases to 100-16 after three months, the company has a gain or loss? How much is the gain or loss? And how about the profit of the company?
。假设夏洛特保险公司计划满足现金需要在三个月的销售国债5000000美元，当时。它关注的是，利息率可能会增加在未来三个月，这将减少市场的债券的价值的时候，他们出售。规避这一可能性，夏洛特计划出售国债期货。它卖50国债期货合约面值5000000美元（1美元每00000合同）为98-16（98和16/百分之32面值）。
如果实际的期货合同价格增加到100-16后三个月，公司具有增益或损失？有多少是盈利或亏损？以及如何对公司的利润？
金融专业英语阅读(答案)
Lesson One Translate the following passage into Chinese 1.紧缩性货币政策和扩张性货币政策都涉及到改变一个国家的货币供应量水平。 扩张性货币政策增加货币供应量，而紧缩性货币政策会减少货币供应量。 2.当联邦储备体系在公开市场上购买有价证券，会引起证券价格上涨。债券价格 和利率成反比关系。联邦贴现率就是一种利率，因此降低联邦利率实际上就是 降低利率。如果联邦储备系统决定降低法定储备要求，那么银行能够进行投资 的资金会增加。这会引起投资比如债券价格的上涨，因此利率会降低。无论联 邦储备体系用何种方法来增加货币供应量，利率都会降低，债券价格会上涨。 Translate the following sentences into English 1. China would maintain a stable currency and prudent monetary policy, and expected to stay within its growth and inflation targets this year 2.China would also maintain a prudent monetary policy to support economic development while preventing inflationary pressure and financial risks 3. China’s economy continued to grow steadily and rapidly in the first quarter, with investment in fixed assets slowing and domestic consumption accelerating. 4.because of China’s large increase in its trade surplus and foreign exchange reserves in the first quarter, the effectiveness of its monetary policy — used to help control inflation — was facing “serious challenges.” 5. The central bank would seek to further streamline its foreign exchange system to facilitate the orderly outflow of funds. At the same time, it would tighten the management of foreign exchange inflows and settlement. —Three Translation: Translate the following passage into Chinese 1．外汇交易当然是指两种不用货币之间的交易了。每一组货币的交易或“买卖”都包含两个部分。一个是即期市场，在这个市场中支付（交付）需在交易时立即进行（在实际操作中一般是在第二个交易日进行），另一个就是远期市场。远期市场的汇率是在交易的时候就先确定了，但实际的交易，或交付则是在未来的某个特定时间进行的。 2．外汇交易期权是指一种货币和另一种货币在未来进行交付的一个合同，在此合同中，
金融专业英语词汇表
金融专业英语词汇表 accelerated depreciation 加速折旧 acceptor 承兑人；受票人；接受人 accommodation paper 融通票据；担保借据 accounts payable 应付帐款 accounts receivable 应收帐款 accrual basis 应计制；权责发生制 accrued interest 应计利息 accredited investors 合资格投资者；受信投资人 指符合美国证券交易委员(sec)条例，可参与一般美国非公开(私募)发行的部份机构和高净值个人投资者 accredit value 自然增长值 ace 美国商品交易所 acid test ratio 酸性测验比率；速动比率 across the board 全面一致；全盘的 acting in concert 一致行动；合谋 active assets 活动资产；有收益资产 active capital 活动资本 actual market 现货市场 actuary 精算师；保险统计专家 adb 亚洲开发银行
adr 美国存股证；美国预托收据；美国存托凭证 ad valorem 从价；按值 affiliated company 关联公司；联营公司 after date 发票后，出票后 after-market 后市 agm 周年大会 agreement 协议；协定 all-or-none order 整批委托 allocation 分配；配置 allotment 配股 alpha (market alpha) 阿尔法；预期市场可得收益水平 alternative investment 另类投资 american commodities exchange 美国商品交易所 american depository receipt 美国存股证；美国预托收据；美国存托凭证 (简称“adr ”参见adr栏目) american depository share 美国存托股份 amercian stock exchange 美国证券交易所 american style option 美式期权 amex 美国证券交易所 amortizable intangibles 可摊销的无形资产 amortization 摊销
金融专业英语单词
金融专业英语单词内部编号：（YUUT-TBBY-MMUT-URRUY-UOOY-DBUYI-0128）
金融专业英语词汇大全 a flat percentage rate of income 统一比率的所得税税率 a long position 多头部位，利多形势 a long positio 多头寸；买进的期货合同 a put option on a debt security 债务证券的卖出期权 a sales slip 签购单据，售货清单 a short position 空头部位，短缺头寸 a short position 空头；卖出的期货合同 a tax return 税务申报表 abnormal depreciation 特别折旧abnormal spoilage 非 正常损坏 aboriginal cost 原始成本 acceptance bank 票 据承兑行 acceptance method 承兑方式 acceptance risks 承兑风险 accepting bank 承兑银行 accessory risks 附加保险，附加险 accident insurance 意外保险（不包括海 上，火灾和人寿险） accommodation of funds 资金融通 accompany vt. 附 带，伴随，陪同 account charges 账户费用 account current (A/C,a/c) 往来帐 户 account number (A/N) 帐号 account statement 帐户清单 accounting exposure 会计风险 accounting risks 会计风险 accounting value 帐面价值 accounts of assured 保险帐户 accrued bond interest 应计债券利息 accrued depreciation 应计折旧 accrued dividend 应计股利
金融专业英语及翻译
Opposite指“位置、方向、地位、性质、意义等对立的、相反的”, 如: 如: “True” and “ false ” have opposite meanings. “真”与“假”有着相反的意思。 Contrary指“两物朝相反的方向发展”, 含有“互相冲突, 不一致”的意思, 如: Your plan is contrary to mine. 你的计划与我的相反。 Inverse 颠倒的；倒数的 Evil is the inverse of good. Reverse 反过来，翻转 He reversed the car. 他倒车. 教育类 素质教育 education for all-round development 应试教育 the examination-oriented education 义务教育 compulsory education 片面追求升学率 place undue emphasis on the proportion of students' entering school of a higher level 高分低能 good scores but low qualities 扩招 expand enrollment 教书育人 impart knowledge and educate people 因材施教 teach students according to their aptitude 提高身心素质 improve the health and psychological quality 大学生创业 the university students' innovative undertaking 社会实践 social practice 文凭 diplomas and certificates 复合型人才 interdisciplinary talents 文化底蕴 the rich cultural deposits 适应社会的改变 adjust to the social changes 满足社会的急需 meet the urgent needs the society 工作类 人才流动和双向选择 talent flow and a dual-way selection 试用期 probationary period 跳槽 job-hopping 自由职业 freelance work 拜金主义 money worship 获得名利 achieve fame and wealth 充分发挥个人的潜力 develop fully one's potential and creativity 工作出色 excel in one's work 社会和个人的尊重 social and personal esteem 生计问题 a bread and butter issue 人才交流 talents exchange 培养人才 cultivate talents 人才外流 brain drain 失业问题 unemployment problems 下岗职工 the laid-off workers 自谋生路 be self-employed 劳动力短缺 shortage of manpower 医药卫生类 卫生环境 sanitary environment 营养不良 malnutrition
(推荐)金融专业英语词汇大全
金融专业英语词汇大全 1. a flat percentage rate of income 统一比率的所得税税率 2. a long position 多头部位，利多形势 3. a long position 多头寸；买进的期货合同 4. a put option on a debt security 债务证券的卖出期权 5. a sales slip 签购单据，售货清单 6. a short position 空头部位，短缺头寸 7. a short position 空头；卖出的期货合同 8. a tax return 税务申报表 9. abnormal depreciation 特别折旧 10. abnormal spoilage 非正常损坏 11. aboriginal cost 原始成本 12. acceptance bank 票据承兑行 13. acceptance method 承兑方式 14. acceptance risks 承兑风险 15. accepting bank 承兑银行 16. accessory risks 附加保险，附加险 17. accident insurance 意外保险（不包括海上，火灾和人寿险） 18. accommodation of funds 资金融通 19. accompany vt. 附带，伴随，陪同 20. account charges 账户费用 21. account current (A/C,a/c) 往来帐户 22. account number (A/N) 帐号 23. account statement 帐户清单 24. accounting exposure 会计风险 25. accounting risks 会计风险 26. accounting value 帐面价值 27. accounts of assured 保险帐户
金融专业英语翻译学习：跟单信用证常见条款及短语
金融专业英语翻译学习：跟单信用证常见条款及短语applicant 开证人（申请开证人） principal 开证人（委托开证人） accountee 开证人 accreditor 开证人（委托开证人） opener 开证人 for account of Messrs 付（某人）帐 at the request of Messrs 应（某人）请求 on behalf of Messrs 代表某人 by order of Messrs 奉（某人）之命 by order of and for account of Messrs 奉（某人）之命并付其帐户 at the request of and for account of Messrs 应（某人）得要求并付其帐户 in accordance with instruction received from accreditors 根据已收到得委托开证人得指示 2.beneficiary 受益人 beneficiary 受益人 in favour of 以（某人）为受益人 in o ne′s favour 以……为受益人 favouring yourselves 以你本人为受益人
3.drawee 付款人（或称受票人，指汇票） to drawn on (or ：upon) 以（某人）为付款人 to value on 以（某人）为付款人 to issued on 以（某人）为付款人 4.drawer 出票人 5.advising bank 通知行 advising bank 通知行 the notifying bank 通知行 advised th rough…bank 通过……银行通知 advised by airmail/cable through…bank 通过……银行航空信/电通知 6.opening bank 开证行 opening bank 开证行 issuing bank 开证行 establishing bank 开证行 7.negotiation bank 议付行 negotiating bank 议付行 negotiation bank 议付行 8.paying bank 付款行 9.reimbursing bank 偿付行
金融专业英语
1.The 3 main functions of commercial banks: the creation of money accomplished through lending and investing activities the holding of deposits the provision of a mechanism for payments and transfers of funds 2.What are negotiable instruments? Negotiable Instruments are documents used in commerce to represent the ownership and secure the payment of money. 3.Why do we need negotiable instruments when making payments? Paying large sums of money in cash is inconvenient and risky. Negotiable Instruments such as Bills of Exchange, Cheques and Promissory Notes are wildly used as instruments in the international settlement. They represent a right to payment. A right is a promise and not a tangible piece of property. 4.What is a crossing? It is a direction to the paying bank that the money proceeds should be paid to the payee’s bank and not directly to the payee himself. General crossings: consisting of two transverse parallel lines across the face of the cheque. Special crossings: consisting of the name of a particular bank to which payment must be made, and the name itself is the crossing. 5.What is the most important difference between bills of exchange and promissory notes? 6.Why debit cards are named as “debit”cards? The amount of the purchase is immediately debited from the account and no credit is involved. 7. fiduciary /fi‘dju:?i?ri/ a. 受托的n.受托人 A company director owes a fiduciary duty to the company 7.The three most-commonly used means of international settlement: remittance collection documentary credit The other two means: standby L/C & bonds 9.A documentary collection gives greater security than settlement on open account, because the importer cannot take possession of the goods without either making payment or accepting a bill of exchange. The banks concerned are under no obligation to pay. 10.Can the exporter be sure at the time of dispatch of the goods that the buyer will actually pay the sum owed? No. So this form of settlement is therefore most appropriate in the following cases: if the exporter has no doubt about the buyer’s willingness and ability to pay; if the political, economic and legal environment in the importing country is considered to be stable;
金融学考研专业英语词汇列表(经济类)
金融学考研专业英语词汇列表（经济类）1．air pocket气囊：指一种股票的显而易见的极其虚弱性。 2．backdoor listing后门上市：一家公司因其自身未能符合交易所上市规定，便买进一个上市公司，将自身并入其中而使自己能够上市。 3．basket purchase一篮子购买：以一种价格购买一组资产。然而在记帐同时，每件物品可以单独记入，并对每件资产指定一个成本。 4．bear trap空头陷阱：当股票下跌时，引起大量抛售，然后价格又上涨。 5．bed and breakfast deals床头和早餐交易：卖空骗局，个人或公司根据事先安排的交易，先卖出股票，继而在第二天买回，以此形成一个抵消资本收益的税损。本做法仅存于英国。 6．bottom fisher底部钓鱼人：寻找那些价格已跌至最底点，即将发生转机的商品或股票投资者。在有些情况指购买破产或濒临破产组织的股票或债券的人们。 7．butterfly spread蝴蝶差：同时在相同或不同的市场上买或卖三种期货合同，产生利润和借贷权。 8．Chinese Wall中国墙：不可逾越的障碍物，用以阻止华尔街商行的交易区 不公正地使用投资银行家们从客户那里秘密获得的信息。 9．fallen angle下坠天使：大公司的高价证券因某些不利的负面消息而使价格突然下跌。 10．golden handcuffs金手铐：将经纪人和经纪人事务所连结起来的合同；是经纪业对经纪人从一个公司到另一个公司频繁变动的反应。一般包括将其受雇时接受的大部分报酬返还原公司的协议。 11．gold brick假金砖：毫无价值的带有欺诈特点的证券。 12．gray knight灰骑士：公司收购中并非收购对象所寻求的投机性二次投标者，只想利用收购对象和原投标者之间的问题而牟利。 13．graveyard market墓地市场：一种在其中的不能出来，而在外面的不能进去的证券市场。 14．lame duck跛脚鸭：冒险失败的投机者或股票交易中资不抵债的人。
《金融专业英语》习题答案
Chapter One Functions of Financial Markets 一．Translate the following sentences into Chinese. 1.China’s banking industry is now supervised by the PBC and CBRC. In addition, the MOF is in charge of financial accounting and taxation part of banking regulation and management. 目前中国银行业主要由中国人民银行和银监会进行监管。此外，财政部负责银行业监管的财务会计及税收方面。 2.Currently Chinese fund management companies are engaged in the following business: securities investment fund, entrusted asset management, investment consultancy, management of national social security funds, enterprise pension funds and QDII businesses. 目前中国的基金管理公司主要从事以下业务：证券投资基金业务、受托资产管理业务、投资咨询业务、社保基金管理业务、企业年金管理业务和合格境内机构投资者业务等。 3.China's economy had 10% growth rate in the years before the world financial crisis of 2008. That economic expansion resulted from big trade surpluses and full investment. Now China is seeking to move away from that growth model. The country is working to balance exports with demand at home. 在2008年世界经济危机之前的那些年，中国经济增长速度曾达到10%。这一经济增长源于巨额贸易盈余和大量投资。中国现在正在寻求改变这一增长模式。中国正致力于平衡出口和国内需求。 二．Translate the following sentences into English 1.中国商业银行监管的程序是市场准入监管、市场运营监管和市场退出监管。 Regulatory procedures of China’s commercial banks are market access regulation, market operation regulation and market exit regulation. 2.国务院关于推进资本市场改革开放和稳定发展的若干意见。 Some opinions of the State Council on promoting the reform, opening and steady growth of the capital market 3.只有建立合理的股权结构，才能保证公司取得好的经营业绩。 Only establishing reasonable ownership structure can guarantee perfect corporate performance. 4.该公司股票暴跌，被伦敦交易所摘牌。 The company’s stock nosedived and it was delisted from the London exchange.
金融专业英语词汇大全
金融专业英语词汇大全 1. a 统一比率的所得税税率 2. a 多头部位，利多形势 3. a 多头寸；买进的期货合同 4. a a 债务证券的卖出期权 5. a 签购单据，售货清单 6. a 空头部位，短缺头寸 7. a 空头；卖出的期货合同 8. a 税务申报表 9.特别折旧 10.非正常损坏 11.原始成本 12.票据承兑行 13.承兑方式 14.承兑风险 15.承兑银行 16.附加保险，附加险 17.意外保险（不包括海上，火灾和人寿险） 18.资金融通 19.. 附带，伴随，陪同 20.账户费用 21.() 往来帐户
22.() 帐号 23.帐户清单 24.会计风险 25.会计风险 26.帐面价值 27.保险帐户 28.应计债券利息 29.应计折旧 30.应计股利 31.( 预约保险申报确认书 32.热头股票，活跃的证券 33.（保险用语）实际现金价值 34.实际汇率 35.适应性预期 36.加保，附加保险 37.追加准备金 38.可调整的保险单 39.可调整的保险费 40.已调整的借方余额 41.预缴保险费 42.涨跌理论 43.逆汇、逆汇兑
44.提款通知书 45.通知银行 46.联行 47.关联人 48.次级市场 49.托收代理银行 50.中国农业银行 51.农业贷款 52.（）农（牧）业税 53.备抵呆帐款项 54.() 选择指令 55.运通卡 56.美国标价法 57.小写金额 58.大写金额 59.年费 60. a 银行开户申请书 61.外汇指定银行 62.汇率升值 63.套利 64.套购，套利，套汇 65.套汇
66.套汇或套股 67.套价机会 68.套汇风险 69.做代理 70.做自营 71.() 亚洲开发银行 72.= = 出售价，报价，开价，出价 73.竞价系统 74.估损 75.资产保险 76.保单转让 77.承担风险 78.不对称 79.'s 风险由货主负担 80.收盘指令 81.按市价 82.平值期权 83.( ) 开盘指令 84.拍卖市场 85.(24 a ) 自动取款机（24小时服务） 86.自动转帐 87.平均数
金融英语词汇表
unit one division of labor 劳动分工 commodity money 商品货币 legal tender 法定货币 fiat money 法定通货 a medium of exchange交换媒介 legal sanction法律制裁 face value面值 liquid assets流动资产 illiquidl assets非流动资产 the liquidity scale 流动性指标 real estate 不动产 checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款 negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金 repurchase agreements 回购协议 certificate of deposits存单 bond 债券 stock股票 travelers'checks 旅行支票 small-denomination time deposits小额定期存款 large-denomination time deposits大额定期存款 bank overnight repurchase agreements 银行隔夜回购协议 bank long-term repurchase agreements 银行长期回购协议 thrift institutions 存款机构 financial institution 金融机构 commercial banks商业银行 a means of payment 支付手段 a store of value储藏手段 a standard of value价值标准 unit two reserve 储备 note 票据 discount贴现 circulate流通 central bank 中央银行 the Federal Reserve System联邦储备系统 credit union 信用合作社 paper currency 纸币 credit creation 信用创造 branch banking 银行分行制 unit banking 单一银行制
金融专业英语简答
Answer the questions 1、What are the ways by which the money flows from individual surplus units to deficit units? financial markets facilitate the flow of funds from surplus units to deficit units. Those financial markets that facilitate the flow of short-term funds (with maturities of less than one year) are known as money markets. Those that facilitate the flow of long-term funds are known as capital markets. Debt bond stock fund deritives 2、How does the level of tax, do you think, affect the demand of household for loanable funds? (please explain by pictures) if tax rates on household income are expected to significantly decrease in the future, households might believe that they can more easily afford future loan repayment and thus be willing to borrow more funds. For any interest rate, the quantity of loanable funds demanded by households would be greater as a result of tax law adjustment. This represents an outward shift in the demand schedule. tax rates on household income (income tax decreases →the line of household demand moves right) 3、What is the relationship between the government demand for loanable funds and interest rate? (explain by pictures) Whenever a government’s planed expenditures cannot be completely covered by its incoming revenues from taxes and other sources, it demands loanable funds. The way to obtain fund: Municipal (state and local) governments issue municipal bonds to obtain funds, while the federal government and its agencies issue Treasury securities and federal agency securities Interest-inelastic (insensitive to interest rates): federal government expenditure and tax policies are generally thought to be independent of interest rate. Thus the federal government demand for funds is said to be Interest-inelastic, or insensitive to interest rates. In contrast, municipal governments sometimes postpone proposed expenditures if the cost of financing is too high, implying that their demand for loanable funds is somewhat sensitive to interest rates. ?Like the household and business demand, the government demand for loanable funds can shift in response to various events. Deficit increases →move right Exhibit 2.3 impact of increased government budget deficit on the government demand for loanable funds The federal government demand-for-loanable-funds schedule is Dg1, if new bills are passed that cause a net increase in the deficit of USD20 billion, the
金融专业英语参考
金融专业英语 一、选择题（一共10题，每题2分，共20分） 第8题和第16题替补再后面。 1.Only what happens if the supply is less than demand?（actual price is higher than the equilibrium price） 2.When the Consumer income and established conditions for commodity prices is still, consumers can buy the two commodities to the greatest number of combinations. What did the Line call?（consumption may Line） 3.Opportunity cost:（Measures the cost of doing "x" in terms of what else might be done） 4.The normal downward slope of demand curves is necessarily explained by:（Limited spending power） 5 .For a closed two-good economy, the output of the two goods should be at the point where:（The highest indifference curve touches the production possibility curve） 6 .The "J-curve" shows that following depreciation: （The cost of imports rises immediately from the price effect, worsening the current account bal-ance, but later quantities of imports and exports respond and the current account balance im-proves） 7.Which of the following statements about standby letters of credit is true? :（They can serve as a guarantee to a buyer against a seller defaulting） 8.What information would you find in a statement of cash flows that you would not be able to get from the other two primary financial statements?（Total liabilities due to creditors at the end of the period） *8&16. Which of the following is not a characteristic of a competitive industry?( There is a fierce price war among rivals.) 9.Which of these best describes the U.S. Federal Reserve? （Responsible for monetary policy/money supply） 10.What is the basic purpose of profits in our market economy? （Lead businesses to produce what consumers want） 11.Which of the following will NOT cause a shift in the demand for baseballs? (An increase in the price of baseballs) 12. Decreasing returns to scale may arise from (Inefficiencies in management) 13.If the marginal rate of technological substitution (MRTS) is more than the price ratio of labor over capital (w/r), then to minimize cost the firm should Decrease the input of capital and increase the input of labor. 14. The price of a good changes, both the substitution effect and the income effect reinforce each other, then the good is a (n) (Normal good ) 15.What market is the Most in need of the advertising? (Competitive monopoly market ) 16 .American economist Modigliani’s life-cycle hypothesis is that: (Work time after retirement savings for the consumer finance) 17.According to the rules of debit and credit for balance sheet accounts: (Decreases in asset and liability accounts are recorded by credits) 18. Individuals will accept the medium of exchange in return for goods and services only if they are confident that: (They can exchange it for gold) 19.The prices of meat products in a competitive market are determined by: (Supply and demand) 20.Which one of the following is most likely to improve the wages of American workers? (An increase in productivity)